Informational only · No credit check
Do I Qualify? Quick Pre-Qualification Check
Before you apply for a mortgage, it helps to know roughly where you stand. This short quiz looks at the factors lenders actually evaluate — credit, income, employment, property type, location, and veteran status — and gives you an immediate read so you do not waste a week chasing the wrong loan program.
This is not a formal pre-approval and it does not pull your credit. It is the preliminary check I do on every new conversation, packaged so you can run it yourself before we ever talk.
If the answer is yes, we will help you turn this into a real pre-approval. If it is not yet, we will tell you exactly what to work on first.
What this quiz evaluates
- Credit score range and how it lines up with each loan program's floor
- Income, employment type (W-2, self-employed, 1099), and rough debt-to-income
- Property type and price range — including refinance scenarios
- Eligibility for VA (veterans/active duty) and USDA (rural/suburban) programs
Informational only. This is not a commitment to lend and does not replace a formal pre-approval, which requires a credit pull and full documentation. You can pull your free annual credit report at AnnualCreditReport.com before we talk.