Talk to a real person

Get in Touch

I answer my own phone. If I cannot pick up, I will call you back the same day. Use whatever channel works best for you — call, text, email, or the form below.

Most messages get a response within a few hours during business hours (8am–7pm Central, Monday through Saturday) and by next morning on Sundays. There is no AI gatekeeper, no junior assistant, no automated funnel — you are talking directly with the broker on your file.

Send a Message

Phone

(682) 270-9245

8am–7pm CT · Mon–Sat

Email

ben@coltlending.com

Typical reply same day during business hours

Text

(682) 270-9245

Fastest for quick questions or scheduling

Service Areas

Texas · Oklahoma · Tennessee

Major Texas metros covered: Fort Worth, DFW, Dallas, Austin, Leander, Houston. Plus Oklahoma and Tennessee statewide.

NMLS

Ben Eddy · NMLS #2032978
Edge Home Finance, LLC · NMLS #891464

Verify any originator at NMLS Consumer Access.

Ready to start?

Skip the form

If you already know you want to apply or get on the calendar, the fastest paths are direct. No back-and-forth required.

Not sure yet?

Run a quick check

Three free quizzes give you a real read on your situation in under five minutes — no credit pull, no commitment.